Get your invoices paid faster
Access working capital in just 24 hours
Pay suppliers on time and unlock discounts
Pay Your Suppliers On Time & Get Back 2%-8%* On Your Supplier’s Invoices
Find Out How Much In ‘Cash On Demand’ Your Business Is Eligible For
Flexibility
A new flexible way to manage your cash flow and working capital
Why 100s Of Aussie SMEs Use Fifopay to Manage Their Cash Flow
Get Customer Cash In Advance
Are you overpaying your suppliers? Fifopay allows you to pay suppliers faster and unlock big discounts on your orders.
Fifopay Is Helping Aussie SMEs To…
Unlock Supplier Discounts Of 2% to 8% With Fifopay
Are you overpaying your suppliers? Fifopay allows you to pay suppliers faster and unlock big discounts on your orders.
Plus, get a $500 account credit (this month only)
How Much Could You Save From Your Suppliers?
Get an indicative (pre-approved) offer within 24 hours, and go from application to approval and funding in just 7 days for funding requests up to $500K. For larger funding needs between $500K-$2M, we work to establish the necessary arrangements to power up your cash flow, which may take a little longer but the results are worth it. Once approved, gain access to same-day funding, in as little as 4 hours, providing you with cash on demand funding.
We offer a revolving line of credit between $100K-$2M for eligible customers. The factors include financial history, business turnover, and we also do an analysis on the opportunities you’ve got in front of you.
Our proven track record of successful funding transactions and satisfied clients demonstrates commitment to providing flexible and tailored funding solutions.
Short answer: we are competitive. Long answer: how long is a piece of string? Because every business has different requirements, our lending capabilities and fees can vary as we create bespoke solutions, tailored to your business. We don’t have a flat fee like banks, but we also don’t shoe-horn you into a finance product that isn’t custom to your business.
Our fees are tailored to your business needs, ensuring that you only pay for what you use. This helps you manage your costs more effectively and take the cost from the bottom line to grow your business, giving you greater control over your finances and growth.
To apply for a revolving line of credit, you'll need to provide the following documents:
Our team of experts will guide you through the application process and help you gather the necessary documents for a revolving line of credit.
We provide exceptional customer service and are always available to answer your questions and provide support throughout the funding process.
Generally, you'll need:
We're inclusive in our eligibility requirements, considering a range of factors beyond just credit scores and financial statements. We won't waste your time if we can't help, and our experts provide clear information to determine eligibility. Our streamlined process can get you an indicative offer in just 24 hours.
If you’re eligible for funds and we cannot get you an indicative offer in 24 hours, we will give you $500 in cash and say ‘sorry for wasting your time’. It’s that simple.
Frequently Asked Questions
**Terms and conditions apply. Offer valid for new $500 Fifopay account registrations only. Please refer to the terms and conditions for complete details
Fifopay: Powered by Fifo Capital Australia Pty Ltd, ABN 78 121 427 183 / ACN 121 427 183.
© 2023 Fifopay. All rights reserved.
The Simple Way To Control When Cash Comes In & Out Of Your Business
Apply To Join Fifopay Today
Tailor your Fifopay account to your needs and get set up to take full advantage of potential supplier discounts and faster customer payments.
Get Funds In 24 Hours & Create New Opportunities
Whether it’s paying a supplier or getting paid for outstanding customer invoices. Our facility helps you unlock cash to create new opportunities.
Have Full Control Of When Cash Comes In & Out
Fifopay puts you in full control of when you want to pay suppliers and be paid by customers so you never have working capital restraints again
Best Trade Finance
WINNER
Best Business Loans
WINNER
Best Customer Service
RUNNER-UP
Funds were fast to arrive, customer service was #1!
Linh Nguyen
Co-founder & director, Scrub Lab
Plus, get a $500 account credit (this month only)
Offered flexibility to win a lot more projects
Hilary Holmes
Founder, Holme Beauty
Experts in working capital across industries
Adam Dobie
CFO, Latitude Real Estate
We've Helped Support Over 3,000+ Aussie SME's
Fifo’s funding solution is built for Aussie SMEs looking to fund growth opportunities and stop cash flow challenges. Don’t just take our word for it, hear what our customers have to say…
Pay suppliers on time and unlock discounts
Get your invoices paid faster
Access working capital in just 24 hours
Fifopay is a new online solution to help you manage and control your business cash flow like never before. A simple online platform that makes it effortless to access supplier discounts and get advances on customer invoices in just a few clicks.
We’ll help you to control when and how you get paid so you never miss out on valuable supplier discounts again. Helping you to add an extra $40k, $120k or even $240k to your bottom line.
Plus, get a $500 account credit (this month only)
56% Of Businesses Are Facing Cash Flow Pressures* And Can’t Unlock Supplier Discounts
Get Cash For Customer Invoices Now
Customer late to pay again? Fifopay allows you to get paid for customer invoices before it's due.
Manage Your Cash Flow With A Simple Platform
Never ending cash flow issues? Our simple online platform allows you to manage and control your cash flow better and fund new opportunities.
HOW FIFOPAY WORKS
Pay Suppliers Faster & Unlock Discounts
Take control of when you pay your suppliers and unlock discounts of 2% - 8%.
Inbuilt Fraud Protection
21+ supplier invoice fraud checks help safeguard your business against fraudsters.
Digital CFO Dashboard
Track everything with the Fifopay dashboard and see cash flow issues before they appear
Simple & Intuitive System
A simple system built to manage all your accounts receivable & payable in just 60 seconds a day.
Bulk Invoice Uploading
Lot’s of invoices? No problem! Fifopay has a bulk upload tool to make this simple & easy.
18+ Integrations
Never ending cash flow issues? Our simple online platform allows you to manage and control your cash flow better and fund new opportunities.
Plus, get a $500 account credit (this month only)
Annual COGS
2%
4%
6%
1,000,000
$20,000.00
$40,000.00
$60,000.00
2,000,000
$40,000.00
$80,000.00
$120,000.00
4,000,000
$80,000.00
$160,000.00
$240,000.00
8,000,000
$160,000.00
$240,000.00
$320,000.00
Supplier Discounts
Plus, get a $500 account credit (this month only)
Is A Cash Shortage Holding You Back From Valuable Discounts?
Within Fifopay is the Fifopay Payables Facility, a game-changing solution that can provide your business with up to $2 million†† in funding to overcome cash flow challenges and propel your growth.
Once set up, you’ll have access to working capital with just a few clicks. And you’ll have full control of your cash flow and the ability to unlock new opportunities for your business. You’ll never miss out on lucrative supplier discounts again or new and exciting growth opportunities.
†† Subject to credit assessment and final approval based on our lending criteria.
Is A Cash Shortage Holding You Back From Valuable Discounts?
Managing Your Accounts Receivable & Payable Has Never Been This Easy
Plus, get a $500 account credit (this month only)
We understand the struggle, and that's why we're here to help. Introducing the Fifopay Payables Facility, a game-changing solution that can provide your business with up to $2 million** to overcome cash flow challenges and propel your growth.
The best part? The interest charge on this facility is minimal, even lower than the potential discounts or cashback you might miss out on. This means you're not only gaining access to much-needed financing but also enjoying a cost-effective solution that maximises your savings.With the Fifopay Payables Facility, you're in full control. Seize opportunities as they arise, never letting growth prospects slip away. Take charge of your financial decisions and make strategic moves that fuel your business ambitions.
Opportunities
Create new opportunities and fund your next cycle of business growth.
Profits
Pay suppliers faster and unlock big discounts of 2% to 8%.
Control
Control when you get paid for your customer invoices and get funds earlier.
Safety
An extra layer of protection for your business with our internal credit check system.
Get a full suite of digital tools and dashboards to manage your cash flow.
Visibility
Plus, get a $500 account credit (this month only)
Meet The Businesses Unlocking New Opportunities And Profits Thanks To Fifopay
Growing teleradiology business
Used On Deck, Biz Cap and First Cash Flow Solutions to fund growth but repayments quickly sucked up the cash flow.
Fifo Consolidated the term debt to 1 easy to manage monthly direct debit and put in payable facility to help continue growth trajectory,
Teleradiology company, NSW
Plus, get a $500 account credit (this month only)
A restructured wine import and wholesale supply business
Supply high end wine to premium restaurants and hospitality venues nationally. Payable finance facility to enable growth.
Wine merchant, VIC
Award winning construction company with high end, mixed use, construction builds.
Working capital facility used to help the firm continue to scale and grow with the upcoming tendered projects.
Construction company, VIC
A restructured wine import and wholesale supply business
Supply high end wine to premium restaurants and hospitality venues nationally. Payable finance facility to enable growth.
Wine merchant, VIC
Schedule A Free 30-Minute Fifopay Demo Now
Plus, get a $500 account credit (this month only)
Supplier Invoice Savings: Discover how Fifopay can help you save significantly on supplier invoices, boosting your bottom line and increasing profitability.
BONUS: Get A $500 Fifopay Account Credit (For This Month Only)
Accelerate Cash Flow: Learn the strategies to unlock cash flow by getting customer invoices paid in advance, ensuring steady liquidity for your business.
Streamlined Accounts Management: Explore how Fifopay simplifies and optimises your accounts receivable and payable processes, saving you valuable time and resources.
Integrated Power: Gain insights into how the entire Fifopay system works cohesively to provide you with unparalleled control over your finances, empowering you to maximise cash flow and drive growth.
Fifopay Payables Facility: How you can have up to $2m on standby for when cash is too tight to capitalise on supplier early payment discounts.
†Source: Xero
Fifopay Revolutionises Cash Flow Management in Three Ways
Cash Flow Technology
Access advanced features such as real-time insights, automated invoicing, and intuitive forecasting tools to know exactly where your cash flow is at.
On-Demand Finance
In-built financing and funding tools that allow you to access cash and working capital only when you need it, so you don’t lose unique opportunities or supplier discounts.
Access Growth Opportunities
Fifopay puts you in full control of when you want to pay suppliers and be paid by customers so you never have working capital restraints again
Plus, get a $500 account credit (this month only)
BREAKING THE MOULD
